Hello Benny, I have several questions I would like to ask:

1) is ji1 hu1 (几乎) the only word that means ‘almost’? like if i wanna say almost died/finish something, I will say ji1 hu1 si3/zuo4 wan2?

2) is it ok to say zhang4 (帐) to mean ‘owe’ instead of using qian4? like for example, wo3 hai2 zhang4 ni3 duo1 shao3 qian2? I have heard this before so I am not sure if this is right.

3) what is the meaning of ru2 he2? and how do I use it?

xie xie nin